Investing doesn’t need to be spooky! Building wealth is all about consistency, patience, and sticking with the basics. Here are three tried-and-true “tricks” to treat your portfolio to a bit of long-term magic this Halloween:

Think Like an Owner

In the long run, ownership pays. Stocks, as pieces of real businesses, have historically returned close to 10% per year since 1928, compared to just 4.6% for bonds and 3.3% for cash. But this trick does come with a trade-off: volatility. There’s no free lunch in investing—if you want those long-term treats, you need to handle the occasional scare of a market downturn. At RollingWave, we embrace this as part of a well-rounded strategy. A bit of patience with the ups and downs can lead to treats worth waiting for.

Takeaway: If you’re in it for the long haul, being an owner can help turn spooky market dips into opportunities for long-term growth.

Don’t Fall for the Chase

At RollingWave, we’re plugged into the market and make moves with intention. While it’s tempting to chase the “hottest” fund or stock, jumping in after big returns often leads to disappointment when the inevitable decline comes. Our returns have shown that strategic timing and consistency beat the risky “tricks” of chasing quick gains. We believe that wealth is built through thoughtful adjustments, not emotional reactions to every market whisper.

Takeaway: Keep a steady course, and avoid the haunted cycle of chasing last month’s winners.

Let Time Work Its Magic

Time is an investor’s best potion for success. The longer you stay invested, the more compounding can work in your favor. For example, $100,000 invested in the S&P 500 might grow to $101,000 in just a month, but over 30 years, it could become over $2 million. It’s like any good potion: the secret ingredient is patience. At RollingWave, we encourage extending that time horizon whenever possible—because when you do, those long-term returns can be positively magical.

Takeaway: Time isn’t just a number—it’s your biggest ally in letting compounding work its magic.

These three principles—ownership, strategic timing, and patience—are at the core of what we do at RollingWave Capital. If you’re ready to build a strategy that aligns with your goals and helps you navigate the market’s spooky moments, let’s talk. Let’s create a plan that treats your portfolio to long-term growth. Happy Halloween from RollingWave Capital!

Happy Halloween,

JC